{"id":3626,"date":"2019-01-10T17:36:41","date_gmt":"2019-01-10T22:36:41","guid":{"rendered":"http:\/\/xperto-hypotheque-victor-hugo.ca\/new-property\/"},"modified":"2024-01-04T17:44:33","modified_gmt":"2024-01-04T22:44:33","slug":"new-property-morgage-montreal-and-laval","status":"publish","type":"page","link":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/mortgages\/new-property-morgage-montreal-and-laval\/","title":{"rendered":"Nouvel achat sur la Rive-Nord ou \u00e0 Laval : pensez Xperto"},"content":{"rendered":"<p><\/p>\n<!--themify_builder_content-->\n<div id=\"themify_builder_content-3626\" data-postid=\"3626\" class=\"themify_builder_content themify_builder_content-3626 themify_builder tf_clear\">\n                    <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_ftcl405 tb_first tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_s3t0405 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_bgr2405  repeat  tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1><span class=\"blue-bg\">Thinking of buying on the North Shore or in Laval?<br>Think Xperto.<br><\/span><\/h1>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_gaja405 buttons-horizontal solid  tb_gs708263a\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/interactive-form\/purchase\/\" class=\"ui builder_button tf_in_flx green\" >\n                                                GET THE BEST RATE                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_kv02190 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_5i9m191 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_39li977 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Thinking of buying on the North Shore or in Laval? Think Xperto.<br>Are you ready to buy a new house, a plex, condo or cottage? Comparing financing offers so you can find a mortgage solution that is best for you?<\/p>\n<p>Our Laval and North Shore-based brokers will not only offer you the best market interest rates. They will be directly involved and guide you through all the key steps of the process so that you can obtain the best possible mortgage.<\/p>\n<ul>\n<li>Do you prefer an open or closed term? A variable or fixed rate?<\/li>\n<li>What are your options for down payment?<\/li>\n<li>Do you have credit difficulties?<\/li>\n<li>Mortgage prequalification have you thought about it?<\/li>\n<\/ul>\n<p>Rest assured. Together, we will thoroughly analyze your file, answer all of your questions and address your largest concerns. After all, we know that you are about to make one of the biggest investment\u2019s of your life.<\/p>\n<p>Every situation requires a tailored solution. Property ownership is within your reach whether:<\/p>\n<ul>\n<li>You are buying your very first home or condo.<\/li>\n<li>You are an immigrant and have recently arrived to Qu\u00e9bec.<\/li>\n<li>You have credit problems.<\/li>\n<li>You are self-employed.<\/li>\n<\/ul>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_dzag47 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_k1n647 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_lioe453 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2><span class=\"greenunderline\">Mortgage prequalification<\/span> : what does it tell you?<\/h2>\n<p>To speed up your mortgage approval when you are about to buy, do not forget to proceed with your mortgage prequalification. Learn more here.<\/p>\n<h3><span class=\"greenunderline\">5 things <\/span>that affect your mortgage<\/h3>\n<ul>\n<li>Your credit rating<\/li>\n<li>Your personal and household income<\/li>\n<li>Your employment situation (stability is important)<\/li>\n<li>Your emergency funds<\/li>\n<li>Your down payment<\/li>\n<\/ul>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_f21r15 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_jnxc15 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_0ocv318 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2><span class=\"greenunderline\">What you need to know<\/span> about the down payment when purchasing a first-time home or condo<\/h2>\n<p>As a general rule, you will be required to make:<\/p>\n<ul>\n<li>A 5% down payment on a property with a purchase price of $500,000 or less;<\/li>\n<li>A10% down payment (in addition to the above 5%) on the surplus of $500,000 up to $999,999 (for example, for a $600,000 property, $25,000 (5%) will be required for the first $500,000 and $10,000 (10%) for the $100,000 surplus).<\/li>\n<li>A 20% down payment for a property with a purchase price of $ 1 million or more.<\/li>\n<\/ul>\n<p>You will need to demonstrate your ability to pay this amount. However, don\u2019t be discouraged if you are having trouble. Call us today and we will help you find a solution that fits your lifestyle and financial goals.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_3swr704 buttons-horizontal solid  tb_gs708263a\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/interactive-form\/purchase\/\" class=\"ui builder_button tf_in_flx green\" >\n                                                GET THE BEST RATE                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Thinking of buying on the North Shore or in Laval?Think Xperto. GET THE BEST RATE Thinking of buying on the North Shore or in Laval? Think Xperto.Are you ready to buy a new house, a plex, condo or cottage? Comparing financing offers so you can find a mortgage solution that is best for you? Our [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4085,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3626","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"aioseo_notices":[],"builder_content":"<h1>Thinking of buying on the North Shore or in Laval?<br>Think Xperto.<br><\/h1>\n<a href=\"\/en\/interactive-form\/purchase\/\" > GET THE BEST RATE <\/a>\n<p>Thinking of buying on the North Shore or in Laval? Think Xperto.<br>Are you ready to buy a new house, a plex, condo or cottage? Comparing financing offers so you can find a mortgage solution that is best for you?<\/p> <p>Our Laval and North Shore-based brokers will not only offer you the best market interest rates. They will be directly involved and guide you through all the key steps of the process so that you can obtain the best possible mortgage.<\/p> <ul> <li>Do you prefer an open or closed term? A variable or fixed rate?<\/li> <li>What are your options for down payment?<\/li> <li>Do you have credit difficulties?<\/li> <li>Mortgage prequalification have you thought about it?<\/li> <\/ul> <p>Rest assured. Together, we will thoroughly analyze your file, answer all of your questions and address your largest concerns. After all, we know that you are about to make one of the biggest investment\u2019s of your life.<\/p> <p>Every situation requires a tailored solution. Property ownership is within your reach whether:<\/p> <ul> <li>You are buying your very first home or condo.<\/li> <li>You are an immigrant and have recently arrived to Qu\u00e9bec.<\/li> <li>You have credit problems.<\/li> <li>You are self-employed.<\/li> <\/ul>\n<h2>Mortgage prequalification : what does it tell you?<\/h2> <p>To speed up your mortgage approval when you are about to buy, do not forget to proceed with your mortgage prequalification. Learn more here.<\/p> <h3>5 things that affect your mortgage<\/h3> <ul> <li>Your credit rating<\/li> <li>Your personal and household income<\/li> <li>Your employment situation (stability is important)<\/li> <li>Your emergency funds<\/li> <li>Your down payment<\/li> <\/ul>\n<h2>What you need to know about the down payment when purchasing a first-time home or condo<\/h2> <p>As a general rule, you will be required to make:<\/p> <ul> <li>A 5% down payment on a property with a purchase price of $500,000 or less;<\/li> <li>A10% down payment (in addition to the above 5%) on the surplus of $500,000 up to $999,999 (for example, for a $600,000 property, $25,000 (5%) will be required for the first $500,000 and $10,000 (10%) for the $100,000 surplus).<\/li> <li>A 20% down payment for a property with a purchase price of $ 1 million or more.<\/li> <\/ul> <p>You will need to demonstrate your ability to pay this amount. However, don\u2019t be discouraged if you are having trouble. Call us today and we will help you find a solution that fits your lifestyle and financial goals.<\/p>\n<a href=\"\/en\/interactive-form\/purchase\/\" > GET THE BEST RATE <\/a>","_links":{"self":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/3626","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/comments?post=3626"}],"version-history":[{"count":18,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/3626\/revisions"}],"predecessor-version":[{"id":8343,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/3626\/revisions\/8343"}],"up":[{"embeddable":true,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/4085"}],"wp:attachment":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/media?parent=3626"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}