{"id":3844,"date":"2019-01-10T17:38:33","date_gmt":"2019-01-10T22:38:33","guid":{"rendered":"http:\/\/xperto-hypotheque-victor-hugo.ca\/self-employed-workers\/"},"modified":"2023-12-30T08:17:34","modified_gmt":"2023-12-30T13:17:34","slug":"self-employed-workers","status":"publish","type":"page","link":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/mortgages\/self-employed-workers\/","title":{"rendered":"Travailleur autonome : obtenez un pr\u00eat hypoth\u00e9caire rapidement"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-3844\" data-postid=\"3844\" class=\"themify_builder_content themify_builder_content-3844 themify_builder tf_clear\">\n                    <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_aasa489 tb_first tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_i2pq489 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_oujx873  repeat  tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1><span class=\"blue-bg\">Self-employed workers : get a mortgage fast<br><\/span><\/h1>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_zqix195 buttons-horizontal solid  tb_gs708263a\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/interactive-form\/commercial-loan\/\" class=\"ui builder_button tf_in_flx green\" >\n                                                GET THE BEST RATE                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_fjvu321 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_n9mi321 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_d63r321 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Located on the North Shore and in Laval, Victor Hugo Pereira\u2019s team of mortgage brokers are mandated to find the best mortgage offers for self-employed workers who are first-time property buyers.<\/p>\n<p>Are you afraid of being denied a mortgage because you are not a corporate employee? Rest assured: many people are in your situation and have secured mortgage financing without a problem. Indeed, different programs that adapt to the reality of the self-employed now exist.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_nr81695 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_t5a7695 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_oclp696 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2>Your Xperto mortgage broker,\u00a0 a <span class=\"greenunderline\">valuable ally<\/span><\/h2>\n<p>The first step consists of meeting with one of our brokers. Your broker will get to know you and learn about your situation and precise needs. In order to make the necessary requests to the many financial institutions with which he does business, he will then prepare your file (completely free of charge). This step is critical for finding you the best rates and loan conditions.<\/p>\n<p>Learn more about <a href=\"\/en\/mortgages\/mortgage-pre-qualification\">prequalification<\/a>, a step that speeds up the process of getting your loan.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_5div759 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_xspz759 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_mo11759 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2><span class=\"greenunderline\">Self-employed<\/span> for at least 2 years? Your chances are good!<\/h2>\n<p>If you made enough income over 2 years as a self-employed person, you have an excellent chance of getting the loan you need to buy your dream home or condo, with as little as a 5% down payment. To qualify however, you must have paid all of your previous taxes. This is the standard program for self-employed workers. There are also other available programs that your mortgage broker can present to you. <a href=\"\/en\/#3-steps\">Contact us now<\/a> it\u2019s free.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_65pv175 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_zvyq175 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_fku2175 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2>What can positively affect my <span class=\"greenunderline\">mortgage application<\/span>?<\/h2>\n<div>\n<ul>\n<li>A good credit rating.<\/li>\n<li>Financial statements (and third party confirmations of them).<\/li>\n<li>Proof of payment of sales taxes (GST and QST).<\/li>\n<li>A down payment from your assets.<\/li>\n<li>Contracts to come, proof of a possible return of money.<\/li>\n<\/ul>\n<\/div>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_gw8t972 buttons-horizontal solid  tb_gs708263a\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/interactive-form\/commercial-loan\/\" class=\"ui builder_button tf_in_flx green\" >\n                                                GET THE BEST RATE                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Self-employed workers : get a mortgage fast GET THE BEST RATE Located on the North Shore and in Laval, Victor Hugo Pereira\u2019s team of mortgage brokers are mandated to find the best mortgage offers for self-employed workers who are first-time property buyers. Are you afraid of being denied a mortgage because you are not a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4085,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3844","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"aioseo_notices":[],"builder_content":"<h1>Self-employed workers : get a mortgage fast<br><\/h1>\n<a href=\"\/en\/interactive-form\/commercial-loan\/\" > GET THE BEST RATE <\/a>\n<p>Located on the North Shore and in Laval, Victor Hugo Pereira\u2019s team of mortgage brokers are mandated to find the best mortgage offers for self-employed workers who are first-time property buyers.<\/p> <p>Are you afraid of being denied a mortgage because you are not a corporate employee? Rest assured: many people are in your situation and have secured mortgage financing without a problem. Indeed, different programs that adapt to the reality of the self-employed now exist.<\/p>\n<h2>Your Xperto mortgage broker,\u00a0 a valuable ally<\/h2> <p>The first step consists of meeting with one of our brokers. Your broker will get to know you and learn about your situation and precise needs. In order to make the necessary requests to the many financial institutions with which he does business, he will then prepare your file (completely free of charge). This step is critical for finding you the best rates and loan conditions.<\/p> <p>Learn more about <a href=\"\/en\/mortgages\/mortgage-pre-qualification\">prequalification<\/a>, a step that speeds up the process of getting your loan.<\/p>\n<h2>Self-employed for at least 2 years? Your chances are good!<\/h2> <p>If you made enough income over 2 years as a self-employed person, you have an excellent chance of getting the loan you need to buy your dream home or condo, with as little as a 5% down payment. To qualify however, you must have paid all of your previous taxes. This is the standard program for self-employed workers. There are also other available programs that your mortgage broker can present to you. <a href=\"\/en\/#3-steps\">Contact us now<\/a> it\u2019s free.<\/p>\n<h2>What can positively affect my mortgage application?<\/h2>\n<ul> <li>A good credit rating.<\/li> <li>Financial statements (and third party confirmations of them).<\/li> <li>Proof of payment of sales taxes (GST and QST).<\/li> <li>A down payment from your assets.<\/li> <li>Contracts to come, proof of a possible return of money.<\/li> <\/ul>\n<a href=\"\/en\/interactive-form\/commercial-loan\/\" > GET THE BEST RATE <\/a>","_links":{"self":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/3844","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/comments?post=3844"}],"version-history":[{"count":10,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/3844\/revisions"}],"predecessor-version":[{"id":8296,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/3844\/revisions\/8296"}],"up":[{"embeddable":true,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/4085"}],"wp:attachment":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/media?parent=3844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}