{"id":3905,"date":"2019-01-10T17:36:31","date_gmt":"2019-01-10T22:36:31","guid":{"rendered":"http:\/\/xperto-hypotheque-victor-hugo.ca\/credit-difficulties\/"},"modified":"2023-12-28T15:22:55","modified_gmt":"2023-12-28T20:22:55","slug":"credit-difficulties","status":"publish","type":"page","link":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/mortgages\/credit-difficulties\/","title":{"rendered":"Difficult\u00e9s de cr\u00e9dit : obtenez un pr\u00eat hypoth\u00e9caire gr\u00e2ce \u00e0 Multi-Pr\u00eat"},"content":{"rendered":"<p><\/p>\n<!--themify_builder_content-->\n<div id=\"themify_builder_content-3905\" data-postid=\"3905\" class=\"themify_builder_content themify_builder_content-3905 themify_builder tf_clear\">\n                    <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_bza0820 tb_first tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_145q820 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_0q43820  repeat  tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1><span class=\"blue-bg\">Credit Difficulties: get a mortgage<br>loan with Xperto<br><\/span><\/h1>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_i2hg820 buttons-horizontal solid  tb_gs708263a\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/interactive-form\/consolidation\/\" class=\"ui builder_button tf_in_flx green\" >\n                                                SOLVE MY CREDIT DIFFICULTIES                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_xwsk486 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_yc40486 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_0nn5486 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2>Do any of the following apply to you?<\/h2>\n<ul>\n<li>Delayed miscellaneous payments: credit cards, taxes, etc.<\/li>\n<li>Bankruptcy<\/li>\n<li>60 days\u2019 notice on the property<\/li>\n<li>Legal mortgage<\/li>\n<li>Unpaid judgment<\/li>\n<li>Proposal to settle your debt is refused by creditors<\/li>\n<\/ul>\n<p>Do you think that your debt will prevent you from taking out a mortgage? Don\u2019t be so sure! Whether you struggle to pay your bills or are over-indebted, we specialize in helping people like you improve their situation.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_8vgd519 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_800p519 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_nfhv519 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2>Have the banks <span class=\"greenunderline\">refused you for a mortgage<\/span>?<br>Your broker at Xperto Laval is here to change that.<\/h2>\n<p>It may well be that your meeting with the bank (known as a \u201cchartered bank\u201d) was not successful, perhaps because you represented a certain degree of risk. However, there are still various ways to obtain alternative financing. At your very first meeting with us, all possible solutions will be presented to you.<\/p>\n<p>One solution is that of the private loan. Although interest rates are higher in this scenario, you can still realize your dream of property ownership as the loan will cover, among other things, the amount needed for the down payment.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_rwd8519 buttons-horizontal solid  tb_gs708263a\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/contact-us\" class=\"ui builder_button tf_in_flx green\" >\n                                                CONTACT US NOW TO FIND OUT HOW WE CAN WORK-AROUND YOUR CREDIT PROBLEMS.                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_37rj900 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_5lvg900 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_dtl2707 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2><span class=\"greenunderline\">Take control<\/span> of your finances with debt consolidation<\/h2>\n<p>Take control of your finances with debt consolidation<br \/>\nYour Xperto mortgage broker will share tips to help you eliminate your financial problems and improve your credit rating.<\/p>\n<p>Among these, discover the debt consolidation loan.<\/p>\n<p>Servicing the North Shore and Laval, our team offers the option of debt consolidation. This allows you to borrow money from a single financial institution in a single loan to settle all outstanding debt. In other words, you can increase your current mortgage to borrow up to 80% of the equity in your property.<\/p>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_cvo6460 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_qc8y460 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_mbjc460 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2><span class=\"greenunderline\">Save big<\/span> with Xperto Laval!<\/h2>\n<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f390651 elementor-section-stretched elementor-section-full_width animated-fast elementor-section-height-default elementor-section-height-default animated slideInUp\" data-id=\"f390651\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n<div class=\"elementor-container elementor-column-gap-no\">\n<div class=\"elementor-row\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6458a1e\" data-id=\"6458a1e\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n<div class=\"elementor-column-wrap elementor-element-populated\">\n<div class=\"elementor-widget-wrap\">\n<div class=\"elementor-element elementor-element-51b0134 elementor-widget elementor-widget-text-editor\" data-id=\"51b0134\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-text-editor elementor-clearfix\">\n<p>While the interest rates on a personal loan or credit card can be up to 15%, mortgage rates are much lower, usually between 2% and 5%. This makes debt consolidation a very attractive option.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_xnru405 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_3wu2405 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_nm7b405 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2>Am I eligible for debt consolidation through my mortgage?<\/h2>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_bdlo977 buttons-horizontal solid  tb_gs708263a\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/debt-consolidation\" class=\"ui builder_button tf_in_flx green\" >\n                                                LEARN MORE ABOUT THIS STRATEGY HERE.                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_30zl901 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_j9bf901 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_yes2902 custom-check   tb_gs707463a\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2>Get free mortgage advice and services.<\/h2>\n<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f390651 elementor-section-stretched elementor-section-full_width animated-fast elementor-section-height-default elementor-section-height-default animated slideInUp\" data-id=\"f390651\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n<div class=\"elementor-container elementor-column-gap-no\">\n<div class=\"elementor-row\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6458a1e\" data-id=\"6458a1e\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n<div class=\"elementor-column-wrap elementor-element-populated\">\n<div class=\"elementor-widget-wrap\">\n<div class=\"elementor-element elementor-element-51b0134 elementor-widget elementor-widget-text-editor\" data-id=\"51b0134\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-text-editor elementor-clearfix\">\n<p>The financial institutions with which we do business pay our brokers. This means that our customers benefit from all the advantages of using a broker without it costing them a dime! Our mission is truly simple: to find you the best\u2014and most cost effective\u2014solution for your mortgage needs.<\/p>\n<p>Discover the benefits of working with a broker.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_6749902 buttons-horizontal solid  tb_gs708263a\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/interactive-form\/consolidation\/\" class=\"ui builder_button tf_in_flx green\" >\n                                                SOLVE MY CREDIT DIFFICULTIES                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Credit Difficulties: get a mortgageloan with Xperto SOLVE MY CREDIT DIFFICULTIES Do any of the following apply to you? Delayed miscellaneous payments: credit cards, taxes, etc. Bankruptcy 60 days\u2019 notice on the property Legal mortgage Unpaid judgment Proposal to settle your debt is refused by creditors Do you think that your debt will prevent you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4085,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3905","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"aioseo_notices":[],"builder_content":"<h1>Credit Difficulties: get a mortgage<br>loan with Xperto<br><\/h1>\n<a href=\"\/en\/interactive-form\/consolidation\/\" > SOLVE MY CREDIT DIFFICULTIES <\/a>\n<h2>Do any of the following apply to you?<\/h2> <ul> <li>Delayed miscellaneous payments: credit cards, taxes, etc.<\/li> <li>Bankruptcy<\/li> <li>60 days\u2019 notice on the property<\/li> <li>Legal mortgage<\/li> <li>Unpaid judgment<\/li> <li>Proposal to settle your debt is refused by creditors<\/li> <\/ul> <p>Do you think that your debt will prevent you from taking out a mortgage? Don\u2019t be so sure! Whether you struggle to pay your bills or are over-indebted, we specialize in helping people like you improve their situation.<\/p>\n<h2>Have the banks refused you for a mortgage?<br>Your broker at Xperto Laval is here to change that.<\/h2> <p>It may well be that your meeting with the bank (known as a \u201cchartered bank\u201d) was not successful, perhaps because you represented a certain degree of risk. However, there are still various ways to obtain alternative financing. At your very first meeting with us, all possible solutions will be presented to you.<\/p> <p>One solution is that of the private loan. Although interest rates are higher in this scenario, you can still realize your dream of property ownership as the loan will cover, among other things, the amount needed for the down payment.<\/p>\n<a href=\"\/en\/contact-us\" > CONTACT US NOW TO FIND OUT HOW WE CAN WORK-AROUND YOUR CREDIT PROBLEMS. <\/a>\n<h2>Take control of your finances with debt consolidation<\/h2> <p>Take control of your finances with debt consolidation<br \/> Your Xperto mortgage broker will share tips to help you eliminate your financial problems and improve your credit rating.<\/p> <p>Among these, discover the debt consolidation loan.<\/p> <p>Servicing the North Shore and Laval, our team offers the option of debt consolidation. This allows you to borrow money from a single financial institution in a single loan to settle all outstanding debt. In other words, you can increase your current mortgage to borrow up to 80% of the equity in your property.<\/p>\n<h2>Save big with Xperto Laval!<\/h2> <section data-id=\"f390651\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n<p>While the interest rates on a personal loan or credit card can be up to 15%, mortgage rates are much lower, usually between 2% and 5%. This makes debt consolidation a very attractive option.<\/p>\n<\/section>\n<h2>Am I eligible for debt consolidation through my mortgage?<\/h2>\n<a href=\"\/en\/debt-consolidation\" > LEARN MORE ABOUT THIS STRATEGY HERE. <\/a>\n<h2>Get free mortgage advice and services.<\/h2> <section data-id=\"f390651\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n<p>The financial institutions with which we do business pay our brokers. This means that our customers benefit from all the advantages of using a broker without it costing them a dime! Our mission is truly simple: to find you the best\u2014and most cost effective\u2014solution for your mortgage needs.<\/p> <p>Discover the benefits of working with a broker.<\/p>\n<\/section>\n<a href=\"\/en\/interactive-form\/consolidation\/\" > SOLVE MY CREDIT DIFFICULTIES <\/a>","_links":{"self":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/3905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/comments?post=3905"}],"version-history":[{"count":14,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/3905\/revisions"}],"predecessor-version":[{"id":8112,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/3905\/revisions\/8112"}],"up":[{"embeddable":true,"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/pages\/4085"}],"wp:attachment":[{"href":"https:\/\/xperto-hypotheque-victor-hugo.ca\/en\/wp-json\/wp\/v2\/media?parent=3905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}