Credit Difficulties: get a mortgage
loan with Xperto
Do any of the following apply to you?
- Delayed miscellaneous payments: credit cards, taxes, etc.
- Bankruptcy
- 60 days’ notice on the property
- Legal mortgage
- Unpaid judgment
- Proposal to settle your debt is refused by creditors
Do you think that your debt will prevent you from taking out a mortgage? Don’t be so sure! Whether you struggle to pay your bills or are over-indebted, we specialize in helping people like you improve their situation.
Have the banks refused you for a mortgage?
Your broker at Xperto Laval is here to change that.
It may well be that your meeting with the bank (known as a “chartered bank”) was not successful, perhaps because you represented a certain degree of risk. However, there are still various ways to obtain alternative financing. At your very first meeting with us, all possible solutions will be presented to you.
One solution is that of the private loan. Although interest rates are higher in this scenario, you can still realize your dream of property ownership as the loan will cover, among other things, the amount needed for the down payment.
Take control of your finances with debt consolidation
Take control of your finances with debt consolidation
Your Xperto mortgage broker will share tips to help you eliminate your financial problems and improve your credit rating.
Among these, discover the debt consolidation loan.
Servicing the North Shore and Laval, our team offers the option of debt consolidation. This allows you to borrow money from a single financial institution in a single loan to settle all outstanding debt. In other words, you can increase your current mortgage to borrow up to 80% of the equity in your property.
Save big with Xperto Laval!
While the interest rates on a personal loan or credit card can be up to 15%, mortgage rates are much lower, usually between 2% and 5%. This makes debt consolidation a very attractive option.
Am I eligible for debt consolidation through my mortgage?
Get free mortgage advice and services.
The financial institutions with which we do business pay our brokers. This means that our customers benefit from all the advantages of using a broker without it costing them a dime! Our mission is truly simple: to find you the best—and most cost effective—solution for your mortgage needs.
Discover the benefits of working with a broker.